The Contractors Self-Insurance Trust Fund began in August of 1997 and is a self-insured workers' compensation plan for contractors and their suppliers. It is comprised of a select group of employers who have demonstrated a commitment to safety and loss control.
Trust Benefits
- Strict selection criteria based on Loss Ratio and Experience Modifications.
- Substantial up-front discounts off of state rates.
- Experience Modifications will be applied to premiums.
- No "Group Manager Fees" paid by members.
- Added protection of reinsurance policies.
- Frequent Accident Prevention & Safety service visits to members.
- Monthly Tool Box talks mailed to all members.
- Experienced and efficient claims administration and fraud prevention.
- On-staff, full-time RN to assist claimants in returning to work.
- A monthly payroll reporting method of billing, which minimizes or eliminates the year-end audit adjustment or equal monthly installments.
- Easy to join - no complicated paperwork.
- Member Quality Measurement (MQM ™) program offers additional discounts to members who rank high against their peers in the Trust.
- Trust pays for 50% of post-offer, pre-employment physicals.
- Buy-back program on medical only claims to keep experience modifications low. This allows our AP & S staff to review all claims to look for trends to improve on accident prevention.
- Quarterly reports detailing all claims.
- Broker Commissions paid.
Download a printable copy of the trust benefits (PDF).
For a free quotation please contact: click here or call NCAComp,
888-806-1109, ext. 132.
